How to Get American Express Credit Cards
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What is American Express Card?
The traditional American Express card was a charge card rather than a credit card. Use of the card was considered based on one's performance in paying the entire balance by the statement due date, and barely at all based on a 'set credit limit'.
As a result the merchant lost perhaps an extra percent of the transaction value in fees due for an American Express charge, and American Express expected most outstanding balances would be paid in full within the month.
This was particularly attractive for the businessman who incurred expenses that could be charged to the business AND REIMBURSED, before a charge card bill was due. It meant that the once-per-year must-not-fail client contact event would be spotted by American Express, even as one's private life was a morass of revolving charges on other cards.
To host a client, but find one cannot pay the bill, is a horrible business predicament threatening all facets of any client-vendor relationship. The American Express card guaranteed that the embarrassment of inability to cover the treated event would not occur due to available credit.
Depending on the program, people would pay American Express an annual fee to own a card that seemed to ignore private spending and debt behavior with other cards.What are the benefits of having an American Express credit card?
American Express is a global financial service institution. It offers a wide range of credit cards for its customers such as American Express Platinum Cards, American Express Gold Cards, American Express Platinum Reserve SM Credit Card, Jet Airways American Express Platinum Credit Card, American Express Platinum Travel Credit Card.
American Express credit cards comes with various benefits such as card insurance facility. It offers various types card insurance facilities which are custom made by ICICI Lombard.